My Broken Computer Covered Through My Buildings and contents insurance Policy

I have a few friends who are very clumsy and have each broken valuable things like computers in the last year and have been screwed over because their home insurance policies have not covered them.  However, I have found that my insurance policy is much better than theirs. Through my buildings and contents insurance policy I was able to get my broken computer completely replaced in a matter of a few days.  They were all blown away at my coverage and have all switched policies to mine since the day I told them.  I should be getting paid for this stuff. 

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